Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$303,876	$303,876	$353,700
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$49,824	$0
Funding fee	$0	$0	$0
Note rate	2.950%	2.950%	7.400%
Blended rate	3.800%	4.532%	7.640%
1st payment	$1,439.63	$1,439.63	$2,448.95
2nd payment	$0.00	$373.68	$0.00
Taxes / mo	$185.08	$185.08	$185.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$243.43	$243.43	$70.74
HOA / mo	$112.00	$112.00	$112.00
Total monthly	$2,130.14	$2,503.82	$2,966.77
Cash to close	$89,124	$39,300	$39,300