Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$544,631	$539,100
Remaining term (yrs)	26.2	30.0
Secondary amount	$0	$0
Funding fee	$2,723	$0
Note rate	5.750%	7.400%
Blended rate	5.750%	7.640%
1st payment	$3,349.14	$3,732.62
2nd payment	$0.00	$0.00
Taxes / mo	$652.17	$652.17
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$107.82
HOA / mo	$385.00	$385.00
Total monthly	$4,552.98	$5,044.27
Cash to close	$54,369	$59,900