Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$82,499	$82,499	$305,999
Remaining term (yrs)	14.5	14.5	30.0
Secondary amount	$0	$223,500	$0
Funding fee	$0	$0	$0
Note rate	4.770%	4.770%	7.400%
Blended rate	5.620%	7.176%	7.640%
1st payment	$655.15	$655.15	$2,118.68
2nd payment	$0.00	$1,443.44	$0.00
Taxes / mo	$221.00	$221.00	$221.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.76	$88.76	$61.20
HOA / mo	$105.00	$105.00	$105.00
Total monthly	$1,219.90	$2,663.34	$2,655.88
Cash to close	$257,500	$34,000	$34,000