Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$154,582$154,582$517,410
Remaining term (yrs)15.215.230.0
Secondary amount$0$362,828$0
Funding fee$0$0$0
Note rate3.990%3.990%7.400%
Blended rate4.840%6.881%7.640%
1st payment$1,124.51$1,124.51$3,582.44
2nd payment$0.00$2,343.27$0.00
Taxes / mo$374.75$374.75$374.75
Insurance / mo$166.67$166.67$166.67
MI / mo$167.04$167.04$103.48
HOA / mo$115.00$115.00$115.00
Total monthly$1,947.96$4,291.23$4,342.34
Cash to close$420,318$57,490$57,490