Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$64,056	$64,056	$184,500
Remaining term (yrs)	15.8	15.8	30.0
Secondary amount	$0	$120,444	$0
Funding fee	$0	$0	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	4.530%	6.795%	7.640%
1st payment	$443.62	$443.62	$1,277.44
2nd payment	$0.00	$802.96	$0.00
Taxes / mo	$473.25	$473.25	$473.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$68.44	$68.44	$36.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,135.31	$1,938.27	$1,937.59
Cash to close	$140,944	$20,500	$20,500