Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$245,395$245,395$256,498
Remaining term (yrs)26.726.730.0
Secondary amount$0$25,353$0
Funding fee$0$0$0
Note rate6.570%6.570%7.400%
Blended rate7.120%7.565%7.640%
1st payment$1,623.35$1,623.35$1,775.94
2nd payment$0.00$250.89$0.00
Taxes / mo$237.50$237.50$237.50
Insurance / mo$150.00$150.00$150.00
MI / mo$116.86$116.86$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,127.71$2,378.60$2,214.74
Cash to close$39,603$14,250$28,500