Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$78,361	$78,361	$292,500
Remaining term (yrs)	12.5	12.5	30.0
Secondary amount	$0	$214,139	$0
Funding fee	$0	$0	$0
Note rate	4.850%	4.850%	7.400%
Blended rate	5.700%	7.201%	7.640%
1st payment	$691.01	$691.01	$2,025.21
2nd payment	$0.00	$1,382.98	$0.00
Taxes / mo	$270.83	$270.83	$270.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$92.76	$92.76	$58.50
HOA / mo	$149.92	$149.92	$149.92
Total monthly	$1,354.52	$2,737.50	$2,654.46
Cash to close	$246,639	$32,500	$32,500