Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$279,292$279,292$405,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$125,708$0
Funding fee$1,396$1,396$0
Note rate3.600%3.600%7.400%
Blended rate3.600%4.966%7.640%
1st payment$1,482.58$1,482.58$2,804.14
2nd payment$0.00$838.05$0.00
Taxes / mo$191.50$191.50$191.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$375.00$375.00$375.00
Total monthly$2,199.08$3,037.13$3,601.64
Cash to close$170,708$45,000$45,000