Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$225,575	$224,955
Remaining term (yrs)	26.3	30.0
Secondary amount	$0	$0
Funding fee	$1,128	$0
Note rate	6.270%	7.400%
Blended rate	6.270%	7.640%
1st payment	$1,458.10	$1,557.54
2nd payment	$0.00	$0.00
Taxes / mo	$407.58	$407.58
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$44.99
HOA / mo	$0.00	$0.00
Total monthly	$2,015.68	$2,160.12
Cash to close	$24,375	$24,995