Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$480,043$480,043$495,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$42,457$0
Funding fee$0$0$0
Note rate6.470%6.470%7.400%
Blended rate7.020%7.415%7.640%
1st payment$3,093.41$3,093.41$3,427.28
2nd payment$0.00$420.15$0.00
Taxes / mo$458.33$458.33$458.33
Insurance / mo$166.67$166.67$166.67
MI / mo$225.02$225.02$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,943.43$4,363.58$4,151.28
Cash to close$69,957$27,500$55,000