Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$626,263	$626,263	$638,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$48,142	$0
Funding fee	$3,131	$3,131	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	3.500%	4.098%	7.640%
1st payment	$3,096.79	$3,096.79	$4,423.68
2nd payment	$0.00	$476.41	$0.00
Taxes / mo	$1,135.42	$1,135.42	$1,135.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$127.78
HOA / mo	$12.58	$12.58	$12.58
Total monthly	$4,461.45	$4,937.86	$5,916.13
Cash to close	$83,637	$35,495	$70,990