Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$116,647$116,647$306,000
Remaining term (yrs)19.519.530.0
Secondary amount$0$189,353$0
Funding fee$0$0$0
Note rate3.620%3.620%7.400%
Blended rate4.470%6.654%7.640%
1st payment$693.65$693.65$2,118.68
2nd payment$0.00$1,262.35$0.00
Taxes / mo$371.83$371.83$371.83
Insurance / mo$150.00$150.00$150.00
MI / mo$107.80$107.80$61.20
HOA / mo$12.50$12.50$12.50
Total monthly$1,335.78$2,598.14$2,714.22
Cash to close$223,353$34,000$34,000