Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$6,108	$6,108	$413,910
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$407,802	$0
Funding fee	$0	$0	$0
Note rate	6.320%	6.320%	7.400%
Blended rate	6.870%	7.737%	7.640%
1st payment	$41.44	$41.44	$2,865.83
2nd payment	$0.00	$2,633.72	$0.00
Taxes / mo	$207.17	$207.17	$207.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$2.95	$2.95	$82.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$418.22	$3,051.95	$3,322.44
Cash to close	$453,792	$45,990	$45,990