Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$51,598	$51,598	$314,550
Remaining term (yrs)	17.0	17.0	30.0
Secondary amount	$0	$262,952	$0
Funding fee	$0	$0	$0
Note rate	4.510%	4.510%	7.400%
Blended rate	5.360%	7.358%	7.640%
1st payment	$361.44	$361.44	$2,177.88
2nd payment	$0.00	$1,698.23	$0.00
Taxes / mo	$81.67	$81.67	$81.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$50.47	$50.47	$62.91
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$643.57	$2,341.81	$2,472.46
Cash to close	$297,902	$34,950	$34,950