Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$206,841	$206,841	$386,910
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$180,069	$0
Funding fee	$0	$0	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	3.520%	5.605%	7.640%
1st payment	$963.97	$963.97	$2,678.89
2nd payment	$0.00	$1,200.46	$0.00
Taxes / mo	$352.92	$352.92	$352.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$169.01	$169.01	$77.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,635.90	$2,836.36	$3,259.19
Cash to close	$223,059	$42,990	$42,990