Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$411,140$411,140$489,960
Remaining term (yrs)25.025.030.0
Secondary amount$0$78,820$0
Funding fee$2,056$2,056$0
Note rate2.870%2.870%7.400%
Blended rate2.870%3.856%7.640%
1st payment$1,917.62$1,917.62$3,392.38
2nd payment$0.00$591.15$0.00
Taxes / mo$51.17$51.17$51.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.99
HOA / mo$257.00$257.00$257.00
Total monthly$2,392.45$2,983.60$3,965.21
Cash to close$133,260$54,440$54,440