Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$497,880$497,880$558,000
Remaining term (yrs)26.926.930.0
Secondary amount$0$60,120$0
Funding fee$0$0$0
Note rate6.960%6.960%7.400%
Blended rate7.510%7.671%7.640%
1st payment$3,411.52$3,411.52$3,863.48
2nd payment$0.00$450.90$0.00
Taxes / mo$256.17$256.17$256.17
Insurance / mo$166.67$166.67$166.67
MI / mo$235.98$235.98$111.60
HOA / mo$0.00$0.00$0.00
Total monthly$4,070.33$4,521.23$4,397.91
Cash to close$122,120$62,000$62,000