Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$143,100
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$143,100	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	8.000%	7.640%
1st payment	$0.00	$0.00	$990.80
2nd payment	$0.00	$954.00	$0.00
Taxes / mo	$190.25	$190.25	$190.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$28.62
HOA / mo	$155.00	$155.00	$155.00
Total monthly	$495.25	$1,449.25	$1,514.67
Cash to close	$159,000	$15,900	$15,900