Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$256,798$256,798$315,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$58,202$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%4.704%7.640%
1st payment$1,201.80$1,201.80$2,181.00
2nd payment$0.00$436.52$0.00
Taxes / mo$181.08$181.08$181.08
Insurance / mo$150.00$150.00$150.00
MI / mo$205.05$205.05$63.00
HOA / mo$370.00$370.00$370.00
Total monthly$2,107.93$2,544.44$2,945.08
Cash to close$93,202$35,000$35,000