Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$219,255	$219,255	$404,910
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$185,655	$0
Funding fee	$1,096	$1,096	$0
Note rate	5.100%	5.100%	7.400%
Blended rate	5.100%	6.430%	7.640%
1st payment	$1,428.84	$1,428.84	$2,803.52
2nd payment	$0.00	$1,237.70	$0.00
Taxes / mo	$158.83	$158.83	$158.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.98
HOA / mo	$99.00	$99.00	$99.00
Total monthly	$1,836.68	$3,074.38	$3,292.33
Cash to close	$230,645	$44,990	$44,990