Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$184,945	$184,945	$593,100
Remaining term (yrs)	13.0	13.0	30.0
Secondary amount	$0	$408,155	$0
Funding fee	$0	$0	$0
Note rate	5.110%	5.110%	7.400%
Blended rate	5.960%	7.192%	7.640%
1st payment	$1,617.75	$1,617.75	$4,106.50
2nd payment	$0.00	$2,636.00	$0.00
Taxes / mo	$403.08	$403.08	$403.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$210.81	$210.81	$118.62
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$2,473.31	$5,109.31	$4,869.87
Cash to close	$474,055	$65,900	$65,900