Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$545,545$545,545$549,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$33,955$0
Funding fee$2,728$2,728$0
Note rate2.860%2.860%7.400%
Blended rate2.860%3.388%7.640%
1st payment$2,541.69$2,541.69$3,801.17
2nd payment$0.00$336.01$0.00
Taxes / mo$276.08$276.08$276.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$109.80
HOA / mo$115.00$115.00$115.00
Total monthly$3,099.44$3,435.45$4,468.72
Cash to close$64,455$30,500$61,000