Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$144,838$144,838$382,500
Remaining term (yrs)17.917.930.0
Secondary amount$0$237,662$0
Funding fee$0$0$0
Note rate4.190%4.190%7.400%
Blended rate5.040%6.724%7.640%
1st payment$956.01$956.01$2,648.35
2nd payment$0.00$1,534.90$0.00
Taxes / mo$297.83$297.83$297.83
Insurance / mo$150.00$150.00$150.00
MI / mo$138.64$138.64$76.50
HOA / mo$100.00$100.00$100.00
Total monthly$1,642.49$3,177.39$3,272.69
Cash to close$280,162$42,500$42,500