Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$71,936	$71,936	$216,000
Remaining term (yrs)	13.4	13.4	30.0
Secondary amount	$0	$144,064	$0
Funding fee	$0	$0	$0
Note rate	5.010%	5.010%	7.400%
Blended rate	5.860%	7.287%	7.640%
1st payment	$611.91	$611.91	$1,495.54
2nd payment	$0.00	$960.42	$0.00
Taxes / mo	$81.75	$81.75	$81.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$80.65	$80.65	$43.20
HOA / mo	$470.00	$470.00	$470.00
Total monthly	$1,394.31	$2,354.73	$2,240.49
Cash to close	$168,064	$24,000	$24,000