Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$441,696	$441,696	$476,899
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$35,203	$0
Funding fee	$0	$0	$0
Note rate	6.760%	6.760%	7.400%
Blended rate	7.310%	7.435%	7.640%
1st payment	$2,906.75	$2,906.75	$3,301.95
2nd payment	$0.00	$264.02	$0.00
Taxes / mo	$441.57	$441.57	$441.57
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$205.20	$205.20	$95.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,720.19	$3,984.21	$4,005.57
Cash to close	$88,192	$52,989	$52,989