Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$180,446$180,446$278,991
Remaining term (yrs)25.025.030.0
Secondary amount$0$98,545$0
Funding fee$0$0$0
Note rate2.860%2.860%7.400%
Blended rate3.710%5.579%7.640%
1st payment$840.70$840.70$1,931.68
2nd payment$0.00$739.09$0.00
Taxes / mo$279.00$279.00$279.00
Insurance / mo$150.00$150.00$150.00
MI / mo$143.81$143.81$55.80
HOA / mo$23.33$23.33$23.33
Total monthly$1,436.83$2,175.92$2,439.81
Cash to close$129,544$30,999$30,999