Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$672,701	$616,500
Remaining term (yrs)	28.5	30.0
Secondary amount	$0	$0
Funding fee	$3,364	$0
Note rate	6.650%	7.400%
Blended rate	6.650%	7.640%
1st payment	$4,382.69	$4,268.52
2nd payment	$0.00	$0.00
Taxes / mo	$358.58	$358.58
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$123.30
HOA / mo	$52.00	$52.00
Total monthly	$4,959.94	$4,969.07
Cash to close	$12,299	$68,500