Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$108,608$108,608$358,200
Remaining term (yrs)15.915.930.0
Secondary amount$0$249,592$0
Funding fee$0$0$0
Note rate3.550%3.550%7.400%
Blended rate4.400%6.734%7.640%
1st payment$742.26$742.26$2,480.10
2nd payment$0.00$1,611.95$0.00
Taxes / mo$182.08$182.08$182.08
Insurance / mo$150.00$150.00$150.00
MI / mo$116.36$116.36$71.64
HOA / mo$200.00$200.00$200.00
Total monthly$1,390.70$3,002.65$3,083.83
Cash to close$289,392$39,800$39,800