Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$241,279$241,279$269,820
Remaining term (yrs)24.424.430.0
Secondary amount$0$28,541$0
Funding fee$0$0$0
Note rate2.670%2.670%7.400%
Blended rate3.520%4.100%7.640%
1st payment$1,119.04$1,119.04$1,868.18
2nd payment$0.00$214.06$0.00
Taxes / mo$422.33$422.33$422.33
Insurance / mo$150.00$150.00$150.00
MI / mo$196.19$196.19$53.96
HOA / mo$105.00$105.00$105.00
Total monthly$1,992.57$2,206.62$2,599.48
Cash to close$58,521$29,980$29,980