Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$348,980	$323,100
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.720%	7.400%
Blended rate	5.570%	7.640%
1st payment	$1,953.40	$2,237.08
2nd payment	$0.00	$0.00
Taxes / mo	$652.08	$652.08
Insurance / mo	$150.00	$150.00
MI / mo	$266.17	$64.62
HOA / mo	$236.00	$236.00
Total monthly	$3,257.65	$3,339.78
Cash to close	$10,020	$35,900