Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$196,672	$196,672	$247,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$50,828	$0
Funding fee	$983	$983	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	4.272%	7.640%
1st payment	$927.51	$927.51	$1,713.64
2nd payment	$0.00	$381.21	$0.00
Taxes / mo	$94.25	$94.25	$94.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$49.50
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,271.76	$1,652.98	$2,107.39
Cash to close	$78,328	$27,500	$27,500