Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$145,558$145,558$202,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$56,942$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%5.370%7.640%
1st payment$691.77$691.77$1,402.07
2nd payment$0.00$427.07$0.00
Taxes / mo$248.33$248.33$248.33
Insurance / mo$150.00$150.00$150.00
MI / mo$114.75$114.75$40.50
HOA / mo$280.00$280.00$280.00
Total monthly$1,484.85$1,911.92$2,120.90
Cash to close$79,442$22,500$22,500