Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$170,423	$170,423	$225,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$54,577	$0
Funding fee	$0	$0	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	3.570%	4.887%	7.640%
1st payment	$798.57	$798.57	$1,557.85
2nd payment	$0.00	$409.33	$0.00
Taxes / mo	$413.58	$413.58	$413.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.10	$139.10	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,501.26	$1,910.59	$2,166.44
Cash to close	$79,577	$25,000	$25,000