Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$260,156$260,156$400,500
Remaining term (yrs)23.523.530.0
Secondary amount$0$140,344$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%5.597%7.640%
1st payment$1,344.67$1,344.67$2,772.98
2nd payment$0.00$935.63$0.00
Taxes / mo$326.75$326.75$326.75
Insurance / mo$150.00$150.00$150.00
MI / mo$213.44$213.44$80.10
HOA / mo$79.00$79.00$79.00
Total monthly$2,113.85$3,049.48$3,408.83
Cash to close$184,844$44,500$44,500