Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$101,706	$101,706	$337,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$235,794	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	6.563%	7.640%
1st payment	$482.37	$482.37	$2,336.78
2nd payment	$0.00	$1,522.83	$0.00
Taxes / mo	$353.00	$353.00	$353.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$81.46	$81.46	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,066.83	$2,589.66	$2,907.28
Cash to close	$273,294	$37,500	$37,500