Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$172,331	$172,331	$327,600
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$155,269	$0
Funding fee	$0	$0	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	3.550%	5.659%	7.640%
1st payment	$921.41	$921.41	$2,268.24
2nd payment	$0.00	$1,035.12	$0.00
Taxes / mo	$338.17	$338.17	$338.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.20	$146.20	$65.52
HOA / mo	$282.00	$282.00	$282.00
Total monthly	$1,837.78	$2,872.91	$3,103.92
Cash to close	$191,669	$36,400	$36,400