Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$317,995	$317,995	$697,500
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$379,505	$0
Funding fee	$1,590	$1,590	$0
Note rate	3.420%	3.420%	7.400%
Blended rate	3.420%	5.776%	7.640%
1st payment	$1,820.65	$1,820.65	$4,829.35
2nd payment	$0.00	$2,450.97	$0.00
Taxes / mo	$410.08	$410.08	$410.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$139.50
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$2,497.40	$4,948.37	$5,645.60
Cash to close	$457,005	$77,500	$77,500