Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$84,316	$84,316	$287,991
Remaining term (yrs)	12.4	12.4	30.0
Secondary amount	$0	$203,675	$0
Funding fee	$0	$0	$0
Note rate	5.010%	5.010%	7.400%
Blended rate	5.860%	7.197%	7.640%
1st payment	$757.51	$757.51	$1,993.99
2nd payment	$0.00	$1,315.40	$0.00
Taxes / mo	$299.33	$299.33	$299.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$99.84	$99.84	$57.60
HOA / mo	$21.33	$21.33	$21.33
Total monthly	$1,328.01	$2,643.41	$2,522.25
Cash to close	$235,674	$31,999	$31,999