Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$133,544	$133,544	$355,410
Remaining term (yrs)	22.0	22.0	30.0
Secondary amount	$0	$221,866	$0
Funding fee	$0	$0	$0
Note rate	4.500%	4.500%	7.400%
Blended rate	5.350%	6.848%	7.640%
1st payment	$796.01	$796.01	$2,460.79
2nd payment	$0.00	$1,432.88	$0.00
Taxes / mo	$142.67	$142.67	$142.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.28	$111.28	$71.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,199.96	$2,632.84	$2,824.54
Cash to close	$261,356	$39,490	$39,490