Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$197,333	$197,333	$216,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$30,667	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	5.527%	7.640%
1st payment	$994.14	$994.14	$1,495.54
2nd payment	$0.00	$303.47	$0.00
Taxes / mo	$240.50	$240.50	$240.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$153.18	$153.18	$43.20
HOA / mo	$140.00	$140.00	$140.00
Total monthly	$1,677.82	$1,981.29	$2,069.24
Cash to close	$42,667	$12,000	$24,000