Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$356,293	$356,293	$445,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$89,207	$0
Funding fee	$1,781	$1,781	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	2.670%	3.938%	7.640%
1st payment	$1,656.47	$1,656.47	$3,084.55
2nd payment	$0.00	$669.05	$0.00
Taxes / mo	$363.58	$363.58	$363.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.10
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$2,241.72	$2,910.77	$3,758.90
Cash to close	$138,707	$49,500	$49,500