Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$152,830$152,830$197,910
Remaining term (yrs)23.023.030.0
Secondary amount$0$45,080$0
Funding fee$0$0$0
Note rate3.640%3.640%7.400%
Blended rate4.490%5.517%7.640%
1st payment$814.52$814.52$1,370.29
2nd payment$0.00$338.10$0.00
Taxes / mo$256.67$256.67$256.67
Insurance / mo$150.00$150.00$150.00
MI / mo$126.28$126.28$39.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,347.47$1,685.57$1,816.54
Cash to close$67,070$21,990$21,990