Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$258,451	$258,451	$346,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$88,049	$0
Funding fee	$0	$0	$0
Note rate	4.420%	4.420%	7.400%
Blended rate	5.270%	6.218%	7.640%
1st payment	$1,404.62	$1,404.62	$2,399.10
2nd payment	$0.00	$660.37	$0.00
Taxes / mo	$281.50	$281.50	$281.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$198.22	$198.22	$69.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,034.34	$2,694.71	$2,899.90
Cash to close	$126,549	$38,500	$38,500