Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$349,099	$349,099	$611,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$262,001	$0
Funding fee	$1,745	$1,745	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	2.710%	4.871%	7.640%
1st payment	$1,626.20	$1,626.20	$4,231.13
2nd payment	$0.00	$1,692.09	$0.00
Taxes / mo	$549.50	$549.50	$549.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$122.22
HOA / mo	$43.75	$43.75	$43.75
Total monthly	$2,386.12	$4,078.20	$5,113.27
Cash to close	$329,901	$67,900	$67,900