Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$20,596	$20,596	$386,910
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$366,314	$0
Funding fee	$103	$103	$0
Note rate	3.830%	3.830%	7.400%
Blended rate	3.830%	7.541%	7.640%
1st payment	$118.47	$118.47	$2,678.89
2nd payment	$0.00	$2,365.78	$0.00
Taxes / mo	$159.33	$159.33	$159.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.38
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$447.80	$2,813.58	$3,085.60
Cash to close	$409,304	$42,990	$42,990