Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$267,371$267,371$463,500
Remaining term (yrs)22.522.530.0
Secondary amount$0$196,129$0
Funding fee$1,337$1,337$0
Note rate4.350%4.350%7.400%
Blended rate4.350%5.894%7.640%
1st payment$1,550.97$1,550.97$3,209.18
2nd payment$0.00$1,307.53$0.00
Taxes / mo$344.58$344.58$344.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.70
HOA / mo$30.00$30.00$30.00
Total monthly$2,092.22$3,399.74$3,843.13
Cash to close$247,629$51,500$51,500