Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$141,629	$141,629	$202,500
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$60,871	$0
Funding fee	$0	$0	$0
Note rate	6.840%	6.840%	7.400%
Blended rate	7.390%	7.874%	7.640%
1st payment	$945.79	$945.79	$1,402.07
2nd payment	$0.00	$456.53	$0.00
Taxes / mo	$174.00	$174.00	$174.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$66.22	$66.22	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,336.01	$1,792.54	$1,766.57
Cash to close	$83,371	$22,500	$22,500