Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$238,162$238,162$328,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$90,338$0
Funding fee$0$0$0
Note rate6.430%6.430%7.400%
Blended rate6.980%7.536%7.640%
1st payment$1,556.07$1,556.07$2,274.47
2nd payment$0.00$677.53$0.00
Taxes / mo$119.50$119.50$119.50
Insurance / mo$150.00$150.00$150.00
MI / mo$113.66$113.66$65.70
HOA / mo$65.00$65.00$65.00
Total monthly$2,004.23$2,681.76$2,674.67
Cash to close$126,838$36,500$36,500