Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$253,468$253,468$446,310
Remaining term (yrs)23.023.030.0
Secondary amount$0$192,842$0
Funding fee$1,267$1,267$0
Note rate3.730%3.730%7.400%
Blended rate3.730%5.575%7.640%
1st payment$1,363.06$1,363.06$3,090.16
2nd payment$0.00$1,285.61$0.00
Taxes / mo$804.50$804.50$804.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.26
HOA / mo$0.00$0.00$0.00
Total monthly$2,334.22$3,619.84$4,150.59
Cash to close$242,432$49,590$49,590