Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$265,701	$265,701	$301,500
Remaining term (yrs)	37.0	37.0	30.0
Secondary amount	$0	$35,799	$0
Funding fee	$1,329	$1,329	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.797%	7.640%
1st payment	$1,582.19	$1,582.19	$2,087.53
2nd payment	$0.00	$268.49	$0.00
Taxes / mo	$277.83	$277.83	$277.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.30
HOA / mo	$15.58	$15.58	$15.58
Total monthly	$2,025.60	$2,294.09	$2,591.24
Cash to close	$69,299	$33,500	$33,500